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Probationary officer is an entry level position for management in banks. Banks recruit POs in Junior Management Grade Scale-I. Bank of Baroda (BOB) is one of the top public sector banks in the country. Every year, for the past few years, BOB has been initiating a separate process to fill some of its PO vacancies. The process requires the selected candidate to go through a Post Graduate Diploma in Banking & Finance (PGDBF) of 1 year before being inducted in the bank.

About the program:

Duration - 1 year

Institutes and fees – For the 2018 vacancies, Manipal Academy of Higher education (MAHE) was offering the program in tie-up with BOB charging Rs. 3,45,000 for the course.

Course curriculum - The course covers the basics and applications of Management, Finance and Banking.


Presently, the starting basic pay is 23,700 in the scale of 23700-980/7-30560-1145/2-32850-1310/7-42020 applicable to Junior Management Grade Scale-I. The official will also be eligible for D.A, H.R.A/ lease rental, C.C.A, medical and other allowances and perquisites as per rules in force from time to time. The total compensation per annum on CTC basis can be a minimum of Rs. 8 lacs and maximum of Rs. 11 lacs depending on place of posting and other factors.

To know how a PGDBF program fares alongside direct PO recruitment you can go through the video whose link has been given below. This video evaluates the various aspects of Canara Bank PGDBF program. This will be useful as the BOB program is similar to the Canara Bank PGDBF program.

Canara Bank PO-PGDBF Program Analysis Video


The total vacancies in BOB PO-PGDBF 2018 were 600. Out of these 600 vacancies, 303 vacancies were for General Candidates and rest were divided according to Government Reservation norms.

Exam date and registration:

In 2018, the registration started in the month of July and the exam was conducted in August. No official notification has been released after 2018.

Essential academic qualifications:

Graduation with a minimum of 55% (50% for SC/ST/PWD) in any discipline from a recognised university or any equivalent qualification recognised as such by the central government.

Age and number of attempts:

General candidates should not be - below 20 years and above 28 years. There are provisions for category based age relaxation according to existing government norms. There is no limit to the number of attempts specified.

Any eligible candidate, who aspires to join Bank of Baroda as a Probationary Officer through this program, is required to register online for the recruitment process. In 2018, the application fees for general candidates was Rs. 600 and for reserved category candidates was Rs. 100. To know about the procedure in detail you can click on the link given below.

Bank of Baroda PGDBF Official Notification 2018-19

The examination will be held in two phases i.e. Objective Examination & Descriptive and Group Discussion & Interview. The candidates who are shortlisted after Objective Examination & Descriptive round will have to appear for GD-PI round.

Phase – I: Objective Examination & Descriptive:

Objective Examination is for 200 marks and Descriptive is for 50 marks. Descriptive Test is administered immediately after completion of the Objective Test.

  • Objective Test: The test contains 4 Sections with a composite timing of 2.50 hours (i.e. no sectional time limit). The mode of exam is online. The questions are in English and Hindi both (except English language section). There may be differential marking in some sections of the test. There is negative marking for wrong answers (1/4th of total marks allotted for that question).

    Objective Exam Pattern (2018)

    Section No. of questions Maximum Mark
    Reasoning and Computer Aptitude 50 75
    General/ Economy/ Banking Awareness 40 40
    Quantitative Aptitude 40 50
    English Language 35 35
    Total 165 200
  • Descriptive Test: The Descriptive test of 30 minutes duration with two questions for 50 marks is a test of English language (Letter writing and essay). Candidates need to answer Descriptive test by typing on the computer. This paper is evaluated only if the candidate has secured a minimum score in Objective exam.

    Category wise merit list is drawn on the basis of aggregate marks scored in Phase I. Normally candidates numbering approximately 4 times the number of vacancies are shortlisted for the next round (GD & Interview).

Phase – II: Group Discussion (GD)/Personal Interview (PI)/Psychometric test

In Group Discussion, normally a topic or task is given and participating candidates are supposed to discuss the topic or complete the tasks that are assigned. Interviews are conducted for individual candidates. A panel of 4-5 evaluators interviews a candidate to evaluate her/his personality, skills, and suitability for the job and organisation. The Psychometric test checks a candidate’s psychological suitability for the job, in which a candidate's responses are analyzed according to the standards set by the examination body. The whole process takes around 3-5 hours depending upon the number of candidates and the panel.

Final selection

The final merit list for selection is arrived at on the basis of scores obtained by the candidates in online test (objective + descriptive), group discussion and interview. The weightage (ratio) of Online Exam, GD and Interview is decided by the recruitment board. The final merit list is decided on the basis of this weighted score scaled to 100.

Candidates should realise that to perform in competitive exams such as Bank of Baroda PGDBF, they should be good at both concepts and application. Rather than going through concepts from various sources, one should concentrate on a single resource for conceptual clarity. Once concepts are clear, practicing regularly is key to performing well in competitive exams like these. We have provided playlists of important concept lectures below. Candidates can take help of these lectures from Meritshine to strengthen their fundamentals for this exam.

Our Free Resources (click on the links below for accessing the relevant content)

Lectures for Objective Paper (Prelims and Mains)

Lectures for Objective Paper (Prelims and Mains)

Lectures for Group Discussion and Interviews

Our Paid Programs

While we do not conduct a separate program for BOB PGDBF, our other paid courses such as IBPS PO and SBI PO are designed on similar lines and we recommend them to the aspirants for all such exams. Look out and register for these programs for a more intensive preparation.

The cut-offs of 2018 exam have been given in the table. The cut-off marks are the marks scored by the last candidate selected in each category. They differ every year according to the competition and the paper’s difficulty level. One year's cut-off is in no way predictive of subsequent years' cut-offs.

BOB-PO (through PGDBF) 2018 cut-off

Stage of Examination General
Objective Exam(Out of 200) 142.51
Descriptive (Out of 50) 17.50
Final (scaled to 100) 75.09